Free 13-minute video for business owners and high-earning professionals 50–65 with $500,000+ saved who want certainty, not stress, in retirement.
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~13 min watch
No fees. No products to buy on the call. Just a clear plan.
The simple test that shows if your current retirement plan survives a major crash in the first 5 years… or quietly runs out when you're 75.
Why "just leave it in the market and ride it out" works when you're 35 but can destroy your income when you're taking withdrawals at 65.
How to turn part of your nest egg into a personal pension: a monthly paycheck you can't outlive, even if the market goes sideways for a decade.
How some contracts protect your principal from market losses and have built-in ways to increase your future income base over time.
A simple framework to decide how much to keep flexible vs. how much to lock into guaranteed income so you can finally exhale.
My name is Marco Palumbo. I'm a first-generation immigrant from Italy, a retirement income specialist, and founder of The Risk-Free Retirement Co.
My father worked 40+ years in construction, built a successful business… and then lost almost everything in 2008. He should have been retiring. Instead he went back to work in his 60s and 70s because he had to.
That's why I don't play games with retirement money.
When you work with me, I'm your main point of contact, but not a one-man show. I'm part of a planning team with specialists in investments, tax, and retirement income. If your situation involves 401(k)s, brokerage accounts, business sale proceeds or complex taxes, we bring the right licensed expert into your plan instead of forcing everything into one product.
Book My Free Retirement Blueprint CallYou fill out a short questionnaire so I understand your age, assets, income, family, and what "enough" looks like for you.
On a 45-minute Zoom, I'll show you:
If it makes sense, I'll walk you through implementation. I'm paid by the insurance company, not by you.
If not, you leave with a clearer picture and a checklist of what to fix. No pressure, no hard close.
Pick a time that works for you. If you're married, choose a slot when both of you can join. This only works if you both see the full picture.