Disclaimer

Insurance and annuity products are offered through Marco Palumbo dba Risk Free Retirement Co, a New York–licensed life and health insurance producer. This presentation is a general education communication and is not individual investment, tax, or legal advice. Annuities are insurance contracts issued by third-party insurance companies and may be subject to underwriting and approval. They are not deposits, not FDIC- or NCUA-insured, not insured by any federal government agency, and not guaranteed by any bank or credit union. Product availability, features, guarantees, and costs depend on the issuing carrier and your individual circumstances and may vary by state. Any guarantees are backed solely by the claims-paying ability of the issuing insurer, not by Marco Palumbo dba Risk Free Retirement Co or any government agency. Examples and income figures shown are hypothetical and for illustrative purposes only; actual results will vary. Submitting your information or booking a call will result in contact from an insurance producer and may result in an offer to discuss insurance and annuity products.